Services

Middel & Partners Insurance Brokers provides a wide range of insurance products and services to our clients and have strong relationships with all the leading underwriters in South Africa. With years of experience in all the different fields we can analyze and advise our clients of the best possible products suitable to their personal needs.

Products designed to suit the individual needs of our clients across the following platforms:

We take care of our client’s commercial short term insurance by understanding every need, analysing the risk exposure and ensuring comprehensive cover at competitive rates. One of our most important focus points is our highly effective claims processing system where we capture, process and finalise claims hassle free. We strive to offer every client a professional, personalised service, providing them with sound advice and ensuring that the foundation of their business is secure with a well planned and comprehensive policy.

We make sure that the following extensions are covered in any Commercial lines policy:

  • Fire
  • Buildings combined
  • Office contents
  • Accounts receivable
  • Business Interruption
  • Theft
  • Money
  • Glass
  • Fidelity
  • Accidental damage
  • Electronic Equipment
  • Goods in transit
  • Business all risk
  • Public liability
  • Employers liability
  • Stated benefits
  • Group personal accident
  • Motor/Fleet
  • Motor traders

We serve a wide variety of Commercial clients in the following industries:

  • Agriculture
  • Construction
  • Engineering
  • Body Corporate
  • Travel
  • Media & Entertainment (Events)
  • Marine
  • Professional Indemnity Cover

Understanding all of the different risk elements involved in the handling and breeding of exotic animals, makes the advice and service which we offer to our clients so much more valuable. We facilitate the entire process from when the capture process on the animals starts, gathering of veterinarian reports, confirming identification on the animals through to collecting post mortems and making sure that our client’s claim get the attention it deserves.

 

We offer the following cover on all exotic animals:

  • Capture cover
  • Boma cover
  • Transit cover
  • Post Release Stress cover
  • 7 days All Risk Veld cover
  • 14 days All Risk Veld cover
  • 30 days All Risk Veld cover
  • 60 days All Risk Veld cover
  • 3 months All Risk Veld cover
  • 6 months All Risk Veld cover
  • 12 months All Risk Veld cover

As we believe in the value of strong relationships, we strive to build long standing friendships with all our clients. We make sure that every client understands the different risk elements and advise them on the best way to comprehensively insure their personal possessions at the best possible premiums.

We make sure that the following extensions are covered in any Personal lines policy:

  • ​Buildings
  • Contents
  • Motor
  • Personal Accident
  • Personal Liability
  • Pleasure craft
  • All risk
  • Ad-on's (road assistance and car hire)

For business people on the move or any client planning a family holiday, we can arrange all your travel insurance needs hassle free.

Overseas and local travel cover includes:

  • War and Terrorism
  • Hospitalisation
  • Accident/Injury
  • Cancellation/Curtailment
  • Personal Liability
  • Luggage lost/delayed
  • Repatriation

Our team helps you to plan your life insurance policy taking into consideration the impacts of a life-changing event such as death, disability or severe illness. We also provide assistance in terms estate planning and the drafting of a will.

We specialise in the following life insurance fields:

  • Death, Disability or Severe Illness
  • Buy and Sell agreements
  • Contingent liability
  • Key person insurance
  • Group death & disability
  • Group pension and provident funds

Part of estate planning includes comprehensive pre and post retirement planning. This may include considering a wide range of investment portfolios through an extensive range of investment platforms. Our team is committed to ensuring that your investment is handled with utmost care and consideration to serve your every need.

Factors affecting your selection of an appropriate plan for your family should include benefits offered for hospital, chronic, day-to-day and emergency care. Rising medical and healthcare costs make it essential that you carefully match healthcare needs to the solution most suited to your specific requirements.